2018 Benefits Open Enrollment
May 14th – May 25th
3 Easy Enrollment Options
Option #1 – Online Self-Enrollment
Starting May 14th, look for the “Enroll Now” button online at: www.benefits-direct.com/keystone/ and follow the on-screen instructions
Option #2 – Face-To-Face Benefit Counselor
On-Site at Keystone in Ozawkie May 23rd and May 24th Only
Book online at www.benefits-direct.com/keystone/ (click “Schedule an Appointment”)
Option # 3 – Call Center Benefit Counselor
Call (877) 523-0176 and identify yourself yourself as a Keystone Learning Services Employee.
WHO IS ELIGIBLE?
You are eligible for Keystone Learning Services benefits if you are a full-
time employee (working 30 or more hours per week). You will be eligible
to enroll in benefits the first of the month following 30 days.
HOW TO ENROLL
The first step is to review the benefit enrollment packet materials and
then schedule an appointment to meet with a benefit counselor on
designated days to ask questions and make your elections. Once you
have made your elections, you will not be able to change them until the
next open enrollment period unless you have a qualified change in
WHEN TO ENROLL
Keystone Learning Services has an annual enrollment. All benefit
elections will be effective for the entire 12 month plan year
beginning on July 1 for medical coverage. All other coverages begin
September 1. 403(b) plan elections will be captured separately from all
other benefit offerings.
HOW TO MAKE CHANGES
Unless you have a qualified change in status, you cannot make changes
to the benefits you elect until the next open enrollment period (qualified
change in status rule does not apply to 403(b) plan administration).
Qualified changes in status include: marriage, divorce, legal separation,
domestic partnership status change, birth or adoption of a child, change
in child’s dependent status, death of spouse, child or other qualified
dependent, change in residence due to an employment transfer for you,
your spouse or domestic partner, commencement or termination of
adoption proceedings, or change in spouse’s or domestic partners
benefits or employment status. See HIPAA Special Enrollment Rights
later in this packet for notification requirements.